How To Buy A House With A Low Down Payment in North Georgia

Is a big down payment the only thing stopping you from taking advantage of the most affordable real estate market in decades?  Check out this quick video to discover why you might be closer than you think.
Low and No Down Payment Loan Programs
Georgia Realty Source  has partnered with Gina Slide – Supreme Lending.  Together we
help our clients to achieve the dream of home ownership.  Over the years
we have assisted many Georgia families in purchasing homes with little or no
down payment.  We are very experienced with
 VA Zero
Down Financing
, FHA Financing, HUD loans, Conventional Financing and  USDA Rual Loans. Fill out this simple form to see what programs you qualify for!
Skilled Negotiations Can Save You Money
Once you have found a
home and are ready to make an offer, it is very important to work with a Realtor with experience negotiating.  We can negotiate
for all closing costs to be paid by the Seller.  This keeps more money in
YOUR pocket.  If you qualify for a VA loan, we can negotiate terms which
require no money down.  Contact us today to find out what other
 negotiation strategies we can put to work for you! 

Free Pre-Qualification
Pre-qualification acts as a dry run of the loan application process. The mortgage
lender will use details you provide about your credit, income, assets and debts
to arrive at an estimate of how much mortgage you can afford. The whole process
may take only minutes or a few hours at most, and is free.
While a “pre-qual” is non-binding to the lender (because the information you
provide has not been verified), it does serve as a
 good
indication
 
to potential sellers
of your general creditworthiness.
These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Free Community and Demographic Reports for North Georgia
 Gain valuable insight into the North Georgia communities by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and healthcare
services.    
The quality of a school can greatly influence home values in an area. Access detailed information on allNorth Georgia School Districts, school ratings, test scores by grade, student-teacher ratio, and much more.
History is being made.  When you look back, will you say
“I wish I had…” or “I’m so glad I did!”

 

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